Corporate discipline.
Founder instinct.
Your business, under control.

Forte Business brings ASX-grade financial leadership to Australian startups and SMEs — without the full-time cost, the corporate overhead, or the learning curve of a first-time hire.

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Who we work with

Built for businesses with
real complexity to navigate.

This isn't a service for every business — and that's deliberate. Forte works with founders and owners who are dealing with something significant: a raise, a refinance, real growth, or real pressure.

Startups

Funded and heading for a bigger raise

Seed to Series A businesses moving toward Series B or C. You've got a board, an upcoming audit, or a step-up raise ahead — and you need financial leadership that can stand in front of investors and make sense.

  • First proper board or investor reporting pack
  • Due diligence or data room preparation
  • Building financial infrastructure for the first time
Established SMEs

$10M–$75M and outgrowing the old setup

Private, often founder- or family-owned. The bookkeeper and external accountant got you here, but they can't take you where you're going — especially when a bank facility, a succession, or a structural change is on the table.

  • Bank refinance or new debt facility
  • Private equity interest or an acquisition approach
  • Multi-entity structure outgrowing spreadsheets
  • Family succession or generational handover
Turnaround

Under pressure and needing a clear way out

Mounting ATO debt, a lender asking hard questions, or cash that's stopped making sense. Directors who move early have real options under Australian law — including safe harbour protection from insolvent trading liability. The worst thing to do right now is wait.

  • ATO debt or payment plan under pressure
  • Cash flow that doesn't match the P&L
  • A lender or creditor starting to push
  • Directors exploring their legal options

Sound familiar?

Most business owners are brilliant
at what they do. Finance gets in the way.

You didn't start your business to spend your days wrestling with cash flow, reconciling accounts, or trying to make sense of reports that raise more questions than they answer.

You don't really know if you're making money

Revenue looks fine but cash is always tight. Something doesn't add up, and you can't quite put your finger on it.

You're reacting, not planning

Decisions get made on gut feel because there's no clear picture. By the time the numbers land, it's too late to act on them.

Your advisors speak a different language

Your accountant reports on the past. Your bank wants the future. Nobody's translating between the two — or telling you what to actually do about it.

You're doing work you shouldn't have to

Too much of your time goes on finance and admin. It's not your strength, it's not your value, and deep down you know it's not good enough for where you're trying to go.

How it works

From where you are
to where you want to be.

Forte Business is built around a clear, repeatable process that gets your business into shape — and keeps it there.

1

First, let's make sure it's the right fit

We start with a straightforward conversation — you tell us what's going on, we explain exactly how Forte works. If it's right for you, great. If it's not, we'll say so honestly and point you towards something that is. No pressure, no pitch.

2

The Pathfinder

A thorough, objective review of every aspect of your business — not to find fault, but to find the real root causes. We work out what's actually driving the problems and build a plan focused on the levers that will make the biggest difference. Clear-eyed, practical, no fluff. Clients can walk away with the Pathfinder and execute the plan themselves. None of them have.

3

Putting better systems in place

We set up and run the financial and business management processes your business actually needs — daily, weekly, monthly, quarterly, annually. Everything has its place and its rhythm. You stop firefighting and start running things properly.

4

Discipline — staying the course together

We sit alongside you for the long haul — keeping momentum, staying focused on what genuinely matters, and cutting through the noise around everything that doesn't. Objective, direct, and always in your corner.

Services & pricing

Three tiers. One advisor.
All the work, the same safe hands.

Fixed monthly retainers, priced by the value and complexity of what you're dealing with — not by the hour. Every engagement is delivered directly by Gavin Cooke. Not a firm. Not a junior associate. The same experienced CFO, every time.

Strategic Partner
A$8,000–$10,000
per month
For businesses building real financial infrastructure for the first time — or that need proper visibility before the next stage of growth.
  • Monthly board-ready reporting pack and KPI dashboard
  • Rolling cash flow and scenario forecasting
  • Budget build and ongoing variance review
  • Commercial and contract support — reviewing the deals that move the numbers
  • Weekly management cadence and direct advisory access to Gavin throughout the month
Institutional CFO
A$18,000–$20,000
per month
Near full-time financial leadership — for businesses with real structural complexity, a major event ahead, or a turnaround underway.
  • Everything in Growth & Capital Readiness
  • Board advisory and observer involvement
  • M&A, exit, or multi-entity consolidation leadership
  • Turnaround leadership for businesses under real financial pressure
  • Hiring and mentoring the client's own finance team

Project work

Some engagements are better handled as a fixed-scope project — a fundraise sprint, buy- or sell-side M&A support, a finance-stack implementation, short interim CFO cover, or a strategic review when a business needs clear, unsentimental answers fast. All quoted as fixed-fee work specific to your needs, never hourly rates.

The specialist bench

The right expert for every situation,
ready to work for you.

Forte clients get fast, trusted access to specialists across insurance, debt and asset finance, FinOps tooling, tax advisory, and IP and commercial law — relationships built over 20+ years, brought in when you need them. You don't have to find them, vet them, or brief them from scratch. They already know how we work.

The difference

Three careers' worth of experience.
One advisor working directly with you.

Most fractional CFOs come from either a startup background or a corporate one. Forte brings both — plus a third lens that very few can offer.

Public-market rigour

Founding CFO of an ASX-listed company — continuous disclosure, audit, and capital-markets reporting aren't theoretical. That's exactly what a bank wants before extending a facility, and what a board expects in a reporting pack.

Founder's-eye pragmatism

Having built a startup, the advice you get fits the business in front of you — not a textbook. Knows which controls matter at your revenue level and which are theatre, and what it actually feels like to run out of runway.

Turnaround credibility

Twenty years in SMEs includes the hard years, not just the growth years. Can read a liquidity crisis or an ATO debt spiral early, and lead a genuine turnaround — not just report on the decline.

Credible with both sides

Speaks the language of a founder and the language of a CFO, board member, or banker peer in the same meeting — the gap most commonly cited in fractional CFO engagements that don't work out.

"I bring public-company financial discipline and a founder's own scars to businesses that will never have a corporate finance department — without the corporate overhead or the learning curve of a first-time CFO."

Gavin Cooke, founder of Forte Business

For advisors & accountants

Deliver this service
under your own name.

If you're an independent fractional CFO or an advisory-minded accountant, you can use the Forte platform to deliver structured, high-impact advisory services to your own clients. Our IP, frameworks, and tools. Your name, your relationships, your pricing.

A proven framework, ready to use

The Pathfinder assessment, board-pack templates, KPI and FinOps toolkit, and delivery cadence — all documented and ready. You're not starting from scratch; you're standing on twenty years of experience.

Certification and ongoing support

A structured training programme gets you up to speed on the method. An active licensee community keeps you connected and current. You run independently — but you're not on your own.

Serve more clients, more consistently

The platform carries the operating load. Your expertise goes further. Whether you're building a practice from scratch or adding a structured advisory offer to an existing one, Forte gives you the infrastructure to do it properly.

Find out about licensing →

Ready to get your business
back in your hands?

Start with a clear picture of where things stand. It takes minutes to get going and costs nothing to find out if Forte is right for you.

Get started →